Finding the right insurance package for your out of school club can be a headache, with some traditional insurers quoting startlingly high premiums or insisting on ridiculous exclusions and excesses.
To save you time and money, we have teamed up with childcare insurance experts Morton Michel to offer their standard Out of School and Out of School Gold insurance packages at a 15% discount* for our members.
The Out of School packages have been developed by Morton Michel and Covéa Insurance. The flexible policies are specifically designed for clubs that cater for children between the ages of three and 16, and provide Public Liability, Employer's Liability and Legal Expenses insurance. Optional extra cover includes club equipment, money and personal accident. Cover can be arranged on a term time only or all year basis and all clubs are covered for both before and after school activities.
In addition Morton Michel policyholders also enjoy a wide range of other benefits such as FREE CPD-certified training courses, discounted rates for group visits to attractions like Legoland and Sea Life Centres, discounted magazine subscriptions, deals at thousands of restaurants and cinemas, and discounted products.
We used Morton Michel for our own out of school clubs and have found their cover to be excellent and the premiums extremely competitive. Annual premiums for their Out of School policy start from £152.00 for members of the Out of School Alliance.
* Note that the discount applies to the premium for Out of School or Out of School Gold, and does not apply to optional extensions to the standard cover, such as professional indemnity, loss of revenue, or increased cover for public liability, group equipment, frozen food, etc.
For more information about the Out of School and Out of School Gold packages, visit the Morton Michel website or download the following policy information documents:
- Policy summary (PDF file)
- Proposal form (PDF file)
- Premium chart for Out of School Alliance members (PDF file)
How to claim your member discount
On page 2 of the insurance proposal form, tick the box to say that "Yes" you are a member of the Out of School Alliance, and in the box below write "Out of School Alliance" and the email address that you have registered with us. (Ignore the request for a membership number as we do not use them.)
Minibus and MPV insurance
Out of School Alliance members can also claim a 10% discount on Morton Michel's minibus and MPV insurance. Just state that you are a member and ask for your discount when you contact them to discuss your cover. For more information visit the Morton Michel website or call them on 0800 8048010.